As our loved ones age their need for healthcare and personal assistance tends to increase. Whether your loved one is in the early stages of dementia, undergoing short term rehabilitation after a hospital admission, or in need of long term nursing home care, accessing the best care and figuring out how best to pay for it, can be overwhelming burdens. Whenever this journey begins, advocacy is important to address all of these issues.
Our clients are often shocked to learn that while Medicare pays for short-term rehabilitation in a nursing home, Medicare will not pay a dime toward long term care in the same nursing home. Our clients are also surprised to learn that Medicaid does not pay for assisted living or personal care in Pennsylvania.
Paying for long term care is not the only area of misunderstanding. The actual care options are frequently misunderstood. Families may mistakenly believe their love one requires a higher or lower level of care than is actually necessary; leading to further confusion and possibly higher expenses than necessary.
When starting your search for long term care, whether for yourself or a loved one, it is important to surround yourself with experienced professionals able to (i) advocate for the best care possible, in the least restrictive environment, (ii) figure out ways to pay for that care, and (iii) protect resources to maintain a high quality of life.