Long-Term Care in the US, especially home and community based services, is a patch work of funding and staffing.  Public benefit programs like Medicare and Medicaid, although state services vary, do not provide 24 hour round the clock care at home.  Our current financing system to pay for services for ill seniors is not adequately prepared to tackle […]

My wife, a very intelligent women, is not a big fan of sports. She intends to go out for dinner during the Super Bowl and could care less about watching our hometown Eagles hopefully beat the Patriots to win their first Super Bowl.  However, for many others, the Super Bowl or other big sporting events […]

The Rothkoff  team were guests at these events around Greater Philadelphia: Open House @ Brandywine Senior Living Moorestown  On January 11th Kara Lee attended an open house at Brandywine Senior Living at Moorestown.  All attendees were treated to a massage, reiki, and aromatherapy. We finished with healthy smoothies made by the talented Brandywine team.  It […]

In the short term, the government shutdown will have a minimal affect on seniors.  Seniors will continue to receive their Social Security income and continue with their Medicare coverage.  For a full list of how the government shutdown will affect you, please click on the below link to a Washington Post article. Washington Post

As we celebrate the life and legacy of Dr. Martin Luther King on Monday, many people overlook the important role that Medicare played in the Civil Rights movement. By threatening to withhold federal funding from any hospital that practiced racial discrimination, as required by Title VI of the Civil Rights Act, passed in 1964, Medicare forced […]

The Rothkoff  team were guests at these events around Greater Philadelphia: New Jersey Institute for Continuing Legal Education Awards Reception @ NJ Law Center On December 4th, Jane M. Fearn-Zimmer. Esq was invited to attend the New Jersey Institute for Continuing Legal Education’s Awards Reception in New Brunswick, New Jersey. Ms. Fearn-Zimmer received awards for […]

2018 Elder Law Numbers The Centers for Medicare and Medicaid Services (CMS) has released the new Medicare premiums, deductibles, and co-payments for 2018: Basic Part B premium: $134.00/month (was $109.00 in 2017) Part B deductible: $183 (same as 2017) Part A deductible: $1,340 (was $1,316 in 2017) Co-payment for hospital stay days 61-90: $335/day (was […]

As our loved ones age their need for healthcare and personal assistance tends to increase.  Whether your loved one is in the early stages of dementia, undergoing short term rehabilitation after a hospital admission, or in need of long term nursing home care, accessing the best care and figuring out how best to pay for […]

By Jane M. Fearn-Zimmer, Esquire Clients frequently want to know whether they may make gifts to their children and grandchildren for birthdays, holidays or to assist the child financially.  It is not uncommon to encounter confusion between the federal gift tax regulations with the Medicaid regulations, which are two entirely distinct sets of rules. Many […]

Republican Tax Plan Will Permit Grandparents To Establish 529 Plans for Grandchild’s K-12 Private School Education The Republican tax plan that was finalized on Friday and expected to become law by the end of the year, contains many provisions that arguably benefit wealthier families.  One of the new provisions involves changes to 529 plan funding.  Under […]

With 2017 winding down, it is a good time to review your life care goals, including financial, personal, and legal. 1. Financial Review Meet with your financial advisor to review your personal finances.  The items to discuss vary depending on your age and health.  However, it is always a good idea to review the composition […]