Medicare Advantage Plans Expanded Coverage of Health Related Benefits – Does it Create Further Health Care Disparities?
Last month, the Centers for Medicare & Medicaid Services (CMS) expanded how it defines the term “primarily health related” benefits that insurers are permitted to include in their private Medicare Advantage plans. Insurers would include these extra health related benefits in addition to what traditional Medicare covers. These benefits may include transportation to doctors, home modifications, better food options, or home care aides. Of the 61 million people enrolled in Medicare, 20 million have opted for Medicare Advantage, a privately run alternative to traditional Medicare. Medicare Advantage beneficiaries pay additional premiums for increased benefits.
Many would argue that CMS’ proposal is simply a way to better understand how we keep people healthy and well and living longer and independently. However, some may argue that those Medicare beneficiaries who cannot afford the additional premiums for additional benefits under Medicare Advantage plans may be left behind.
You can read more about the Centers for Medicare & Medicaid Services (CMS) proposal click here.