Medicare health and drug plans make changes each year—things like cost, coverage, and what providers and pharmacies are in their networks.
October 15 – December 7 marks the annual Open Enrollment Period when individuals with Medicare can change their Medicare health plans and prescription drug coverage for the following year to better meet their needs.
Per the AARP website, here are some questions to ask yourself during the Open Enrollment Period:
- How much will I have to pay for premiums, deductibles, doctor visits and hospital stays?
- Will I have to choose hospital and health care providers from a network?
- Will my doctors accept the coverage? If not, are there doctors near me who will?
- Will I need referrals to visit specialists?
- Will the plan cover me if I get sick while traveling in another state?
- What will my prescription drugs cost?
- Are my drugs on the plan’s drug list (or formulary)?
- Does the plan include the pharmacies I currently use?
- Can I get my prescriptions through the mail?
- Does the plan have a good quality rating?
An important part of assisting our clients is helping our clients navigate the array of Medicare options they have.