As an elder care law firm, many people think to contact us on behalf of themselves or a loved one when an individual’s health care needs becomes a crisis. In many cases, this means an individual needing care is age 75 plus and receiving care at home, in an assisted living community, or a nursing home. There is certainly much we can offer in a moment of crisis. However, we wish to encourage individuals to plan for future needs before a health care crisis arises. As the below article from the Philadelphia Inquirer demonstrates, baby boomers who are under age 65, and therefore not yet eligible for Medicare coverage, potentially face financial difficulty should a significant illness occur. Therefore, it is important to consider implementation of a plan, including potential health care needs for those who have not yet hit Medicare age.