The Centers for Medicare and Medicaid Services (CMS) has released the new Medicare premiums, deductibles, and co-payments for 2013:

  • Basic Part B premium: $104.90/month
  • Part B deductible: $147
  • Part A deductible: $1,184
  • Co-payment for hospital stay days 61-90: $296/day Co-payment for hospital stay days 91-150: $592/day
  • All costs for each day beyond 150 days
  • Skilled nursing facility co-payment, days 21-100: $148/day

Also, note that individuals with annual incomes over $85,000 and married couples with annual incomes over $170,000 will pay a higher Medicare Part B premium, with a minimum monthly premium of $146.90/mo.

CMS has also released the 2013 guidelines for how much spouses of institutionalized Medicaid recipients may keep.  Please note there are no changes for year 2011:

  • Maximum Community Spouse Resource Allowance: $115,920
  • Minimum Community Spouse Resource Allowance:  $23,184
  • Maximum Monthly Maintenance Needs Allowance:  $2,898
  • Minimum Monthly Maintenance Needs Allowance:  $1,891 (thru June 30, 2013)
  • Medicaid Waiver Benefits Income Cap for home care (PA & NJ) and assisted living (NJ only):  $2,130 per month


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