The Need for Medicare Dental Coverage

Medicare has done so many wonderful things for older Americans since its inception in 1965.  However, to date, traditional Medicare does not cover dental care. Traditional Medicare does not cover preventive dental services like exams, cleanings, and x-rays.  Nor does it cover basic or major restorative services and items like fillings, extractions, root canals and dentures.  When such dental work must be performed in a hospital setting due to the severity of the procedure or the patient’s underlying medical condition or clinical status, Medicare will cover the costs of [...]

By |2020-02-07T09:48:11-05:00December 9th, 2019|Blog, Elder Care, Medicare|

Drexel University Hosts Focus Group for Mobile App to Keep Seniors Safe at Home

The Drexel University College of Nursing and Health Professions’ AgeWell Collaboratory is seeking the assistance of health care professionals working with seniors to evaluate a mobile app to keep older adults safe at home.  If interested, please refer to the information below.     Greetings AgeWell Collaboratory Organizational Partners: We are writing to see if you would like to join us on a fun and interesting research project! The College of Nursing and Health Profession’s AgeWell Collaboratory is partnering with the Philadelphia Association of Community Development Corporations (PACDC) and the Dornsife Center Wellness HUB to respond [...]

By |2020-02-07T10:11:14-05:00July 15th, 2019|Blog, Elder Care|

How to Recognize Depression in Older People

While depression isn't necessarily a normal part of aging, it is a serious medical issue that afflicts many older adults. In fact, it's a common issue among the elderly. According to the American Journal of Geriatric Psychiatry, about one-quarter of older adults assessed by healthcare providers suffer from some level of depression. That said, depression is often not recognized in older adults. Further, it often not properly treated at this stage in life. Without adequate treatment, depression can have serious consequences on an older individual's ability to enjoy life [...]

By |2020-02-21T10:58:17-05:00January 15th, 2019|Blog, Elder Care|

Innovative Ways to Pay for Long-Term Care

As today’s article in the Philadelphia Inquirer details, traditional long-term care insurance policies are in disfavor.  The primary factor is due to unexpected substantial increases in insurance premiums. As a result, it is incumbent upon both the public and private sectors to be innovative in offering alternatives to traditional LTC insurance.  The State of Minnesota has been a leader in long-term care delivery reform.  Minnesota may soon experiment with two ideas.  The first is allowing an individual to buy a term life insurance policy that automatically converts to long-term [...]

By |2020-02-07T11:51:32-05:00January 7th, 2019|Aging, Blog, Elder Care|

2018 Alzheimer’s Association Facts and Figures

The Alzheimer’s Association recently published its 2018 Alzheimer’s Association facts and figures. Among the updated findings include the following: Alzheimer's and dementia research funding at the federal government is $1.8 billion An estimated 5.7 million Americans, including nearly 300,000 in the Delaware Valley, are living with Alzheimer's disease 16 million professionals are providing care for those with dementia across the country Alzheimer's is the most expensive disease in the country, costing an estimated $277 billion in 2018 including $186 billion in Medicare and Medicaid costs. You can read the entire [...]

By |2018-04-02T11:55:47-04:00April 2nd, 2018|Blog, Elder Care|

How To Plan Care In Your Later Years

An article appeared in Sunday's edition of The New York Times entitled Single? No Kids? Don’t Fret: How to Plan Care in Your Later Years.  The article is about unsupported elders and how they are making plans for the future since they have no network of support.  In essence, this is what we do & why Rothkoff Law Group is structured to handle these types of clients and issues. To read the article in its entirety click here.  

By |2018-03-27T12:45:29-04:00March 25th, 2018|Blog, Elder Care|

Edith + Eddie – A Complicated Love Story

The Academy Awards will be handed out this evening.  You  probably have heard about or scene all of the movies nominated for best picture, best actor and actress, and best director.  However, you are less likely to have heard about a film nominated for an Academy Award for best documentary short subject, Edith + Eddie. The short film tells  the story of Edith and Eddie, ages 96 and 95, America's oldest interracial newlyweds. Their love story is disrupted by a family feud about caring for an aging parent that threatens to tear the [...]

By |2018-03-04T12:32:53-05:00March 4th, 2018|Blog, Elder Care|

Are We Adequately Prepared to Care For Our Most Vulnerable?

Long-Term Care in the US, especially home and community based services, is a patch work of funding and staffing.  Public benefit programs like Medicare and Medicaid, although state services vary, do not provide 24 hour round the clock care at home.  Our current financing system to pay for services for ill seniors is not adequately prepared to tackle the onslaught of those needing care in the future. The below article from Bloomberg News the issue and provide possible solutions to this growing crisis. Bloomberg News

By |2018-02-10T10:49:50-05:00February 10th, 2018|Blog, Elder Care|

Pixar’s Coco Reveals the Importance of Remembering Family Members

Over Thanksgiving weekend, my family and I saw the new Pixar movie, Coco.  The result of which is now I recall crying watching two animated Pixar films.  Up, my all-time favorite Pixar movie, and now Coco.  Like so many Pixar films before it, Coco indulges the belief that kids know best, while it’s up to adults to come around.  In the case of Coco, a misunderstood child attempts to convince his family of humble shoemakers to allow him to fulfill his lifelong dream of playing the guitar.  Only trouble is, the child’s family has [...]

By |2017-11-26T09:23:17-05:00November 26th, 2017|Blog, Elder Care|

Retirement Plan Contribution Limits Increase for 2018

Lost amid the uproar following recent news reports that GOP lawmakers are considering capping pretax 401(k) contributions at $2,400 annually -- compared with $18,000 currently -- was some good news from the IRS, of all places. The tax agency has announced new, higher contribution limits in 2018 for various retirement savings accounts. Individuals who participate in a 401(k) or other similar type of retirement plan need to know these new limits as they begin to think about their cash flow and financial planning for 2018. The annual limit on [...]

By |2017-11-05T07:27:43-05:00November 5th, 2017|Blog, Elder Care|

Advocating For Seniors In a Home and Community-Based Setting

The availability of care in a home and community setting is of the upmost importance for seniors and those with disabilities.  However, in many states, including New Jersey and Pennsylvania, there are serious barriers to accessing the needed community services. As a result, Consumer Voice has created a new guide - "Understanding and Advocating for Effective Implementation of the Home and Community-Based Services Settings Rule."  In March 2014, the Centers for Medicare and Medicaid Services (CMS) published the first ever regulations establishing standards for the settings in which Home and Community-Based [...]

By |2017-10-26T12:53:33-04:00October 22nd, 2017|Blog, Elder Care|

Elder Care Resources for Southeastern Pennsylvania

As one of the five Elder Care Coordinators with Rothkoff Law Group, it is my role to help identify appropriate resources available for our clients. Fortunately, for the aging population in Philadelphia and the surrounding counties, there are many resources available to them to ensure their long-term care needs continue are sufficiently met. For those individuals who desire to remain home we often recommend interventions from transportation options, medical alert pendants and medication dispensers to home visiting physicians. We have referred to Certified Aging in Place Specialist (CAPS) that [...]

By |2017-10-26T12:54:32-04:00October 20th, 2017|Blog, Elder Care|

Long-Term Care Costs Continue to Rise

According to a recent survey conducted by Genworth Financial, long-term care costs are surging and the most expensive option — a private nursing home room — may soon top $100,000 per year on average nationally.  However, in the Philadelphia and South Jersey areas, average annual nursing home costs already exceed $100,000 up to at least $150,000 annually. Growing labor expenses and sicker patients helped push the median cost of care that includes adult day care and assisted living communities up an average of 4.5 percent this year, according to the Genworth survey [...]

By |2017-10-26T12:49:27-04:00October 7th, 2017|Blog, Elder Care|

Emergency Preparedness Resources for the Vulnerable Adult Population

In the wake of the recent hurricanes that have devastated Texas, Florida, Puerto Rico, and several other Caribbean islands, emergency preparedness, especially for the vulnerable adult population, has become a priority. The National Consumer Voice for Quality Long Term Care has put together a list of resources relating to emergency preparedness and the vulnerable adult population. The list includes links to regulations, checklists, and other materials that can help caregivers and family members prepare for natural and man-made disasters. You can access the site at the below link. The [...]

By |2017-10-26T12:40:28-04:00October 1st, 2017|Blog, Elder Care|
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