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Elder Law Planning: More Than Just Medicaid

When it comes to elder law planning, and when I meet with clients, the focus tends to be heavily centered on finances. When retirement accounts are dwindling due to a spouse’s high nursing home bill or a parent’s complex financial management style has left an adult child overwhelmed and confused, it is easy to become focused on Medicaid as the magic solution. However, Medicaid is just one piece of a much larger puzzle. A few years ago, I worked with the sister caregiver of a client who required long-term [...]

By |2021-02-25T08:19:00-05:00February 15th, 2021|Aging, Blog, Elder Care, Health Law, Medicaid|

Update on Telehealth Insurance Coverage

Over the past year, telehealth insurance coverage has evolved. While telehealth is not a new practice, it has become much more widely utilized since the outbreak of COVID-19.  Historically, telehealth was utilized in certain instances, such as for patients who lived in more rural areas with limited access to resources. In regard to telehealth insurance coverage, effective March 2020, Medicare began covering these visits under much broader guidelines and were paid at the same rate as in-person visits. Some of the most common technology platforms include FaceTime, Zoom, Google [...]

By |2021-03-02T11:35:53-05:00February 4th, 2021|Blog, Elder Care, Health Law|

What Seniors Need to Know About the New Stimulus Package

The new $900 billion stimulus package was signed into law last week in order to address the continued health and economic fallout of the COVID pandemic. The relief measure includes a one-time $600 payment per eligible adult and child, but those $600 payments are not the only provision seniors should know about. The coronavirus relief package was included as a part of a $1.4 trillion omnibus spending bill, which also contained changes to key senior programs. Here are some of the legislation’s most important provisions for older Americans. $600 [...]

By |2021-01-04T15:31:26-05:00January 4th, 2021|Blog, Caregiver, Elder Care, Health Law|

Your Public Benefits Have a Lookback – Even Around the Holidays!

The holiday season is upon us yet again. It is easy to get caught up in the festivities and forget that if you or a loved one are enrolled in a public benefits program or are planning to apply in the future, it is important to remember that even holiday gifting can impact eligibility. Are you or your spouse receiving Medicaid benefits? Or will you need long-term care in the next five years? If so, a review of five years’ worth of all financial documents is conducted during the [...]

By |2020-12-10T08:54:12-05:00December 10th, 2020|Blog, Health Law, Medicaid|

There is No Place for Politics in Elder Care Law

It is my personal opinion that there is no place for politics in elder care law. I recently discussed the election during a dinner conversation with a friend. We discussed our political views and opinions. He correctly observed he never sees political opinions on my Facebook or LinkedIn pages. He inquired why I chose not to engage in a political discussion, suggesting whether it was because I wanted to be perceived as apolitical from a business perspective. In a way, he was right, but not for the reasons he [...]

By |2020-11-11T10:43:02-05:00November 11th, 2020|Blog, Elder Care, Health Law, Nursing Home|

PA and NJ Long Term Care Visitation Guidelines

Let's take a moment to review the new PA and NJ Long Term Care Visitation Guidelines that have been established post COVID. It has been a very difficult eight plus months for both loved ones and residents of long-term care communities (LTC), referring to residents in assisted living, personal care homes and nursing homes). Social isolation has taken an extreme toll on the residents. During the past few months, many family members have taken advantage of outside visits with residents. However, as the weather turns colder and with the [...]

By |2020-11-04T09:10:40-05:00November 4th, 2020|Blog, Elder Care, Health Law, Law Update, Nursing Home|

Hiring an Advocate for Seniors

Hiring an advocate for seniors is no easy task. I know first hand. Prior to working at Rothkoff Law Group, I had experience at multiple estate planning law firms as a legal assistant. When I was hired, I thought that there must be some mistake, as I had no experience with public benefits. Since then, I have learned from the ground up, manage my own team of Public Benefits Specialists and have found a platform to advocate for underserved populations. However, now that I have overseen multiple hiring processes [...]

By |2020-10-21T10:24:22-04:00October 21st, 2020|Aging, Blog, Elder Care, Health Law|

Important CMS Update on Nursing Home Visitation

After six months of strict visitation restrictions in nursing homes, on September 17th, the Centers for Medicare & Medicaid Services (CMS) released a memo significantly easing those restrictions. The new guidance, which is effective immediately, permits outdoor visitation, indoor visitation, and compassionate care visits and lays out a framework for those visits.  CMS notes that this guidance replaces all previous guidance.  Highlights of the September 17 memo include: General Guidance About Visits Visitation should be person-centered, consider the resident’s physical, mental, and psychosocial well-being, and support their quality of [...]

By |2020-09-21T08:42:42-04:00September 21st, 2020|Health Law, Nursing Home|

How Will the Government Shutdown Affect Seniors?

In the short term, the government shutdown will have a minimal affect on seniors.  Seniors will continue to receive their Social Security income and continue with their Medicare coverage.  For a full list of how the government shutdown will affect you, please click on the below link to a Washington Post article. Washington Post

By |2020-08-26T12:09:05-04:00January 20th, 2018|Blog, Health Law|

New Law Allows Over-the-Counter Hearing Aids

When I enter our office's conference room to meet a prospective elderly client for the first time, I am not always sure where  I will be sitting.  Mainly because, if the client has a hearing deficit, I want to sit on client's better hearing side. We have a hearing  amplification device with headphones we sometimes give the client, but the best solution to allow proper communication are properly fitted hearing aids. There are significant barriers for seniors to receive hearing aids.  They are expensive, they are not covered by many health plans, including Medicare, are used [...]

By |2020-08-26T12:41:52-04:00August 27th, 2017|Blog, Health Law|

The View From Washington on Medicare and Healthcare Policy

On March 30, 2017, Jerry Rothkoff traveled to Washington, DC to attend the fourth annual National Voices of Medicare Summit sponsored by the Center for Medicare Advocacy.  The Summit convened leading experts and advocates to discuss best practices, challenges, and successes in efforts to improve and expand fair access to health care for older people and people with disabilities. The power of advocacy and stories of real people in fighting for positive change was a theme heard throughout the day. Speakers called on energized advocates to continue the important [...]

By |2020-08-27T12:31:25-04:00April 9th, 2017|Blog, Health Law|

The Heart of Replace and Repeal – What Are Medicaid Block Grants?

The Republicans have determined how they plan to repeal the Affordable Care Act (ACA) known as Obamacare.  However, they have yet to determine how they plan to replace Obamacare.  Regardless of the Republican's ultimate replacement plan, at the heart of the plan is likely to be a Medicaid "block granting" proposal.   Blok grants involve the states getting fixed federal grants that would be based on the state and federal Medicaid spending in that state. The grant would grow slightly each year to account for inflation. However, the inflation adjustments are expected to be less than the [...]

By |2020-08-27T12:51:06-04:00January 28th, 2017|Blog, Health Law|

2016 Alzheimer’s Disease Facts and Figures

The Alzheimer's Association has published its 2016 Alzheimer's Disease Facts and Figures.  The updated statistics regarding the financial impact of caring for someone with Alzheimer's Disease and related dementia should be eye opening.  You can read the updated report at the below link. 2016 Alzheimer's Disease Facts and Figures

By |2020-08-28T12:06:19-04:00April 10th, 2016|Aging, Blog, Caregiver, Elder Care, Family, Health Law, Law Update|

How to Pay for Long-Term Care? – What the Politicians Are Not Talking About

We are hearing many things from the Presidential candidates, both good and bad.  However, whether you are a Democrat, Republican, or Independent, the one important topic that is not being debated is how an increasing elderly US population will pay for future long-term care expenses.  This is one of the most important public policy issues facing our country.  Yet, politicians are afraid to talk about the issue. Health care costs associated with caring for those with dementia are soaring.  Dementia related costs are now higher than costs associated with both cancer and [...]

Rothkoff Law Group Firm Video

Our goal is to help families navigate the long-term care system.  Please watch our elder law firm video describing what we love to do.  We would like to thank our clients for sharing their stories working with our firm.  It has been a pleasure and honor to work with them as well as all our other clients and their caregiver loved ones. Rothkoff Law Group Firm Video

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