The Life Care Plan places special emphasis on issues surrounding long life. The Life Care Plan connects your concerns about long-term care as you go though the later stages of your life with our knowledge and expertise at the Rothkoff Law Group, formerly known as the Law Offices of Jerold E. Rothkoff. We will be with you and your loved ones every step of the way to assist you in making the right choices.
There are three principal goals of the Life Care Plan that we help you develop and implement:
“Quality Care & Safety”We help make sure that you or your loved one gets good care, whether that care is at home or outside the traditional home setting such as a nursing home. This is the most important of all goals, for it goes to the very heart of your quality of life in your later years. Your Life Care Plan is focused first on your good health, safety, and well-being.
“Selecting Proper Care”
We help you make decisions relating to your health care, long-term care, and special needs. For most of our clients and their families, it is a comfort and a relief to realize that they always have a resource of experienced, supportive, knowledgeable, and objective advisors with them every step of the way.
We help you find sources to pay for good care. We help protect and preserve the assets you have accumulated during a lifetime of hard work, thrifty behavior, and astute investment decision-making. We work with you through the maze of choices and options to find the best, or often, the most comfortable solution to the asset protection problem created by the need to pay for quality long-term care.
Your Life Care Plan will help you answer several questions:
- What health care, chronic care, and long-term care services are available to me? How can I get the good care I need and desire, whether in your own home, in a residential community or assisted-living facility, in a child’s home, or in a nursing home?
- How will financial and health care decisions be made for me if I cannot make them for myself? Who can I rely on to make sure that decisions to be made are the right ones?
- If I can’t take care of myself, how will I make sure my spouse continues to have a good quality of life?
- Do I have to spend all of my money on my care, whether in my home or in a residential care facility such as a nursing home? How can I protect my assets to take care of my spouse, to ensure I get good care, or to leave to my children.
A Life Care Plan helps you and your loved ones answer other pressing questions as well:
“Possible Pressing Questions Regarding a Life Care Plan…”
- How do I assure my financial security as I get older?
- What public benefits am I entitled to, and what do I have to do to qualify for them?
- Should I rely on Medicaid or other government benefits to help pay for my care? How do I apply for benefits?
- What kinds of insurance do I need? Should I buy long-term care insurance? Should I join a Medicare HMO?
- How and when should I distribute my assets? Can I save taxes and avoid probate?
- How do I provide for family members with special needs?
- Your Life Care Plan can provide the road map that allows you to follow through to achieve your care and asset protection goals. And, if and when changes occur along the way our services are available every step of the way to help you shift to another road as it becomes necessary.
A Life Care Plan, depending upon the services our client elects, therefore includes both elder law and care assessment and management services.
You pay one flat fee for a Life Care Plan. We prefer not to bill clients by the hour for our work. We have found that most clients and their families do not like hourly billing either. We also have seen several problems with piecemeal, flat-fee services, and we want to make sure that a client does not limit the scope of planning services needed simply because of cost. And, where piecemeal, flat-fee services can result in gaps in service, or worse, greater cost in legal services due to the sheer variety and amount of services needed in many situations, our Life Care Plan takes these concerns into account.
Your particular services for your Life Care Plan with us will be customized to fit your desires and needs. The flat fee for your Life Care Plan includes all necessary legal documents, consultations, and other services, including the services of our geriatric care managers, necessary to implement your “plan of action.”
Your particular fee for your Life Care Plan will be set in advance based upon the following factors:
“Assessing a Fee for your Life Care Plan”
- Are we planning for a married couple or an individual? Planning for two persons is almost always more complex than for one.
- Is this a crisis situation? Is nursing home care actual or imminent? Or do we have time to plan?
- How complex will the planning be? We have found that, as general rule, the larger the estate, the more complex the asset protection and care planning decisions and plan implementation processes will be. While it is true that many care planning issues do not depend upon the wealth of the person we are planning for, a person of lesser means usually has fewer realistic care options.
- How difficult will it be to access public benefits such as Medicaid?
At your first meeting with us, a flat consultation fee of $400 (which can be credited to the cost of your Life Care Plan), we will review your situation and discuss your options. We then will be able to determine the flat fee you would pay for your Life care Plan.
Please call or e-mail us to set up a first meeting to see whether a Life Care Plan is right for you, at firstname.lastname@example.org or call (877) 475-1101.