Although the Republican health care plan was defeated, we still have work to do to have an optimal health care system for all Americans.  The Affordable Care Act known as Obamacare still needs improvement.  The existing American health care system is extremely complex.

More than 57 million seniors and disabled adults depend on Medicare, but too many people struggle to enroll and navigate the complexities of the federal health insurance program.  Half of all people on Medicare living on annual incomes of $24,150 or less, many can’t afford the co-payments, co-insurance and deductibles associated with their coverage.  The Medicare Rights Center recently released a report examining the most common problems faced by those on Medicare.  For the report, the New York-based nonprofit group, which advocates for affordable health care for older adults and the disabled, analyzed more than 16,000 calls to its consumer helpline in 2015.   The group found that many callers had trouble maneuvering Medicare Part B, which covers outpatient medical care, including most doctor visits, and Medicare Advantage, which allows private health insurance companies to offer Medicare benefits.  Affording their coverage and prescription drugs also proved challenging, with many having little to no savings on top of limited incomes. Among other things, confusion can cause people to sign up late for Medicare Parts B and D, leading to hefty penalties, including some that can stick for life.

Our Elder Care Law Firm’s goal is to help navigate long-term care issues, including health insurance coverage issues.

You can read the report at the below link:

Medicare Rights Center report


About Jerry

Jerold E. Rothkoff, a practicing New Jersey and Pennsylvania attorney, is the Principal of the Rothkoff Law Group, an elder care law firm. Jerry dedicates his practice to serving clients in the areas of life care planning, long-term care planning, Medicaid & VA benefits, and advocacy for the elderly and disabled. He is past President of the NJ Chapter of the National Academy of Elder Law Attorneys, former chair of the elder law section of the NJ State Bar Association, and past President of the Life Care Planning Law Firm Association. Jerry continues to be an outspoken advocate for the rights of the elderly and disabled. He writes for and gives presentations regularly to attorneys and other professionals about legal issues related to seniors and those with disabilities. Jerry’s community activities include the Twilight Wish Foundation, the Delaware Valley Stroke Council, the Alzheimer’s Association, as well as numerous other advocacy groups. When not in the office, Jerry spends time with his wife, Erica, and their five children, eighteen-year old identical twin girls, Liza and Julia, fifteen-year old fraternal twin boys, Evan and Gregory, and six-year old Aitan.

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