Although the Republican health care plan was defeated, we still have work to do to have an optimal health care system for all Americans. The Affordable Care Act known as Obamacare still needs improvement. The existing American health care system is extremely complex.
More than 57 million seniors and disabled adults depend on Medicare, but too many people struggle to enroll and navigate the complexities of the federal health insurance program. Half of all people on Medicare living on annual incomes of $24,150 or less, many can’t afford the co-payments, co-insurance and deductibles associated with their coverage. The Medicare Rights Center recently released a report examining the most common problems faced by those on Medicare. For the report, the New York-based nonprofit group, which advocates for affordable health care for older adults and the disabled, analyzed more than 16,000 calls to its consumer helpline in 2015. The group found that many callers had trouble maneuvering Medicare Part B, which covers outpatient medical care, including most doctor visits, and Medicare Advantage, which allows private health insurance companies to offer Medicare benefits. Affording their coverage and prescription drugs also proved challenging, with many having little to no savings on top of limited incomes. Among other things, confusion can cause people to sign up late for Medicare Parts B and D, leading to hefty penalties, including some that can stick for life.
Our Elder Care Law Firm’s goal is to help navigate long-term care issues, including health insurance coverage issues.
You can read the report at the below link: