Elder Care Planning for LGBTQ+ Families
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Elder Care Planning for LGBTQ+ Families

Estate Planning, Public Benefits

Elder Care Planning for LGBTQ+ Families

Elder care planning for LGBTQ+ families ensures that partners and loved ones are legally protected as they age. While significant progress has been made in securing rights for LGBTQ+ individuals, gaps in legal recognition and financial protections still exist. Long-term care decisions, medical directives, and asset distribution may not align with personal wishes without proper planning. Establishing a well-structured plan provides peace of mind, prevents unnecessary legal battles, and guarantees that chosen family members have the authority to make decisions when needed.

Rothkoff Law Group2025-06-27T08:23:17-04:00June 26, 2025|

Protecting a Disabled Child’s Financial Future
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Protecting a Disabled Child’s Financial Future

Caregiver, Public Benefits

Protecting a Disabled Child’s Financial Future

Protecting a disabled child financially ensures long-term care, government benefit eligibility, and asset security through trusts and legal planning.

Rothkoff Law Group2025-05-01T13:35:29-04:00May 8, 2025|

Comparison of New Jersey and Pennsylvania Medicaid Eligibility Rules
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Comparison of New Jersey and Pennsylvania Medicaid Eligibility Rules

Public Benefits

Comparison of New Jersey and Pennsylvania Medicaid Eligibility Rules

New Jersey and Pennsylvania Medicaid eligibility rules differ. We break down what you need to know to plan confidently for long-term care.

Rothkoff Law Group2025-04-29T15:10:57-04:00April 1, 2025|

What is the Difference between New Jersey and Pennsylvania Medicaid Coverage?
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What is the Difference between New Jersey and Pennsylvania Medicaid Coverage?

Public Benefits

What is the Difference between New Jersey and Pennsylvania Medicaid Coverage?

Medicaid is a program that provides health coverage to millions of qualified individuals, including seniors, children, and people with disabilities. Funded jointly by the federal government and individual states, Medicaid offers a safety net for those who might not otherwise afford necessary medical care. However, Medicaid is not uniform across the country. Each state administers its program with unique rules, benefits, and eligibility requirements. Understanding the difference between New Jersey and Pennsylvania Medicaid coverage can help individuals and families navigate the complexities of accessing care, especially if they’re considering a move between the two states. An Overview of Medicaid Coverage [...]

Rothkoff Law Group2025-03-12T16:53:14-04:00March 13, 2025|

The Legal Challenges of Aging and How Elder Law Can Help
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The Legal Challenges of Aging and How Elder Law Can Help

Aging, Public Benefits

The Legal Challenges of Aging and How Elder Law Can Help

Aging is a natural part of life, but it comes with its own set of legal challenges that can seem daunting to seniors and their families. From securing healthcare and managing financial independence to ensuring wishes are respected through estate planning, the legal challenges of aging are diverse and complex. However, elder law can be a critical resource in navigating these challenges, ensuring seniors can enjoy their later years with peace of mind.

Rothkoff Law Group2025-05-28T16:54:08-04:00January 9, 2025|

What is the 5-Year Medicaid Lookback Period?
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What is the 5-Year Medicaid Lookback Period?

Public Benefits

What is the 5-Year Medicaid Lookback Period?

The 5-Year Medicaid Lookback Period is a specific provision that is often confusing, but it plays a vital role in determining Medicaid eligibility. Understanding the 5-Year Medicaid Lookback Period The 5-Year Medicaid Lookback Period refers to a five-year timeframe during which Medicaid reviews all financial transactions, asset transfers, and gifts made by an applicant. This period is designed to prevent people from giving away or transferring assets at less than fair market value to qualify for Medicaid benefits. If an applicant has made such transactions within the five-year window prior to applying for Medicaid, penalties may be imposed, potentially delaying [...]

Rothkoff Law Group2025-01-07T09:47:36-05:00November 28, 2024|

Elder Law and Estate Taxes in New Jersey and Pennsylvania
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Elder Law and Estate Taxes in New Jersey and Pennsylvania

Estate Planning, Public Benefits

Elder Law and Estate Taxes in New Jersey and Pennsylvania

Elder law and estate taxes are critical areas of financial planning that significantly impact seniors and their heirs in New Jersey (NJ) and Pennsylvania (PA). As individuals age, developing strategies that secure their future and ensure that their legacy is passed on to their heirs with minimal tax implications becomes imperative. This blog explores how elder law strategies can impact estate taxes in PA and NJ, offering valuable tips for minimizing tax liabilities for seniors and their heirs. Understanding Elder Law and Estate Taxes Elder law encompasses a range of legal matters affecting older adults, including guardianships, wills, trusts, estate [...]

Rothkoff Law Group2024-09-27T12:25:55-04:00September 26, 2024|

Asset Protection for Seniors in Pennsylvania
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Asset Protection for Seniors in Pennsylvania

Estate Planning, Public Benefits

Asset Protection for Seniors in Pennsylvania

In Pennsylvania, seniors face the challenge of safeguarding their assets against the rising costs of long-term care, legal liabilities, and other potential financial risks. Asset protection for seniors in Pennsylvania ensures the preservation and security of a lifetime's worth of savings and investments. Here, we look at Pennsylvania's effective strategies and legal mechanisms to help seniors protect their assets and secure their financial legacy. The Importance of Asset Protection for Seniors in Pennsylvania With rising healthcare costs and the increasing likelihood of requiring long-term care services, asset protection for seniors in Pennsylvania has never been more important. Without a solid [...]

Rothkoff Law Group2024-09-27T12:30:11-04:00September 19, 2024|

Asset Protection for Seniors in New Jersey
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Asset Protection for Seniors in New Jersey

Estate Planning, Public Benefits

Asset Protection for Seniors in New Jersey

In a state where the cost of living and healthcare can be much higher than in other parts of the country, asset protection for seniors in New Jersey is not just a matter of financial planning; it's a necessity. The rising costs of long-term care, potential legal judgments, and the complexities of estate taxes can quickly deplete a lifetime's worth of savings. This blog looks at the strategies and legal mechanisms available in New Jersey to help seniors protect their assets from these risks, ensuring financial security and peace of mind for themselves and their families. Understanding the Importance of [...]

Rothkoff Law Group2024-09-27T12:31:25-04:00September 12, 2024|

What is the difference between Medicare and Medicaid?
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What is the difference between Medicare and Medicaid?

Public Benefits

What is the difference between Medicare and Medicaid?

Understanding the difference between Medicare and Medicaid is essential for anyone navigating the healthcare landscape in the United States, especially for seniors and those with low incomes. While Medicare and Medicaid are government-sponsored healthcare programs, they serve different populations and have unique eligibility requirements, coverage options, and funding sources. Both programs have distinct features, and here we’ll shed light on the difference between Medicare and Medicaid. Origins of Medicare and Medicaid Medicare and Medicaid were established in 1965 under the Social Security Act but were designed to serve different purposes. Medicare is a federal program that provides healthcare coverage [...]

Jerold Rothkoff2024-05-22T23:27:47-04:00May 23, 2024|