Paying for Memory Care: Medicaid Planning for Dementia Patients in PA & NJ
When a loved one is diagnosed with dementia, families in the Philadelphia metro area are suddenly faced with more than medical and emotional decisions. The financial reality of long-term memory care can be overwhelming. Memory care facilities often cost between $8,000 and $12,000 per month, expenses that can quickly drain savings built over a lifetime. Medicaid can play an important role in covering these costs, but many families are caught off guard by a critical detail: Pennsylvania and New Jersey handle Medicaid coverage for memory care very differently. What may be covered on one side of the Delaware River may [...]
