At a certain age, planning for future care is a critical consideration for preserving your health and finances. If you are 65 years old, what is the chance of you needing long-term services and support? The answer depends on several factors. The statistics do show planning for future care is important before the need arises. According to a 2019 study by the federal Department of Health and Human Services, over a lifetime, the study determined that about 70% of older adults will need help from caregivers or paid aides in their own homes or long-term care facility at some point [...]