When it comes to disabilities and social security benefits, the rules and regulations governing these entitlements can be challenging to navigate. It is necessary to understand how disability status impacts eligibility for Social Security benefits for those who may need financial support due to a disability.

The Relationship Between Disabilities and Social Security Benefits

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are the two main programs that provide financial assistance to people with disabilities. While SSDI is based on a person’s work history and contributions to the Social Security system, SSI is a needs-based program designed to benefit those with limited income and resources.

Application Procedures

Applying for disabilities and social security benefits requires careful attention to detail. Applicants must provide extensive medical documentation, employment history, and other personal information. The Social Security Administration (SSA) has made the application process accessible online, by phone, or in person at a local SSA office.

Eligibility Requirements

Eligibility depends on the nature and severity of the disability, financial need, and sufficient work credits in the case of SSDI. A disability must be medically proven and expected to last at least one year or result in death.

The Determination Process

After submitting an application, the SSA reviews the documents and may request additional information or medical examinations. The determination process can be lengthy and may require the expertise of legal professionals to ensure that all necessary information is provided. Rejections are common, and there is an appeals process for those who believe they have been wrongly denied. 

What to Expect After Being Approved

Once approved for disabilities and social security benefits, beneficiaries receive monthly payments. The amount depends on various factors, including the program (SSDI or SSI), previous earnings, and the severity of the disability. It’s essential to notify the SSA of any income, living situation, or medical condition changes, as these may affect benefits.

Often professional guidance is needed. Understanding eligibility, application procedures, and what to expect after approval empowers individuals and families to make informed decisions.

If you or a loved one need assistance in understanding or applying for disabilities and social security benefits, don’t hesitate to reach out to Rothkoff Law Group. Our dedicated team specializes in these matters and is here to support you through every step of the process.