In this issue: Rothkoff Law Group’s twenty-five years of elder care advocacy; new 2025 numbers for Medicare and Medicaid coverage and VA Aid and Attendance; our new Associate Attorney Jennifer Hruslinski; Jerry Rothkoff’s Artz Philadelphia Community Catalyst award, and more.
Dear Friend of the Firm: As we come to the end of a meaningful and productive year, we want to thank you for your continued trust in our Elder Care Law Firm. We value our relationship with each of you and look forward to an even better 2025. I want to take a few moments to reflect on the past year and update you on Rothkoff Law Group. Over the past year, we have engaged in the following activities and firm engagement: We added two additional elder care law attorneys this year. In January, we welcomed Ryan Krocker to our [...]
Navigating the healthcare system and legal frameworks can be hard for both patients and their families when it involves elder care and dementia. Understanding how elder care law can provide necessary support cannot be overstated. Elder care law plays a pivotal role in assisting individuals with chronic illnesses in managing their healthcare needs and financial affairs and ensuring their quality of life remains at the forefront. Elder Care and Dementia: A Growing Concern As our population ages, the occurrence of chronic conditions such as dementia is on the rise, bringing to light the need for specialized legal advice and support. [...]
Navigating healthcare options as a senior can be complex, especially when considering the costs not covered by Medicare alone. New Jersey Medicare Supplement Plans, commonly known as Medigap, provide essential coverage to fill the gaps left by traditional Medicare. There are a variety of Medigap plans available in New Jersey, which we touch on below to help seniors make informed decisions about their healthcare needs. What are New Jersey Medicare Supplement Plans? New Jersey Medicare Supplement Plans are insurance policies designed to cover expenses like deductibles, medical copays, and coinsurance that Medicare Parts A and B unfortunately do not cover. [...]
As seniors consider their healthcare options, it is important to keep in mind the coverage gaps left by Medicare. Pennsylvania Medicare Supplement Plans, which are also known as Medigap, offer an essential solution to fill these gaps, providing coverage for expenses not covered by traditional Medicare. This blog provides an overview of the Medigap plans available in Pennsylvania, helping seniors choose the best option for additional coverage. What Are Pennsylvania Medicare Supplement Plans? Pennsylvania Medicare Supplement Plans are private health insurance policies designed to supplement original Medicare (Parts A and B). These plans help cover some of the healthcare costs [...]
On November 21, 2024, Jerry Rothkoff was honored to receive the Artz Philadelphia Community Catalyst Award in recognition of his service to the Artz Philadelphia Board and the Philadelphia area community to help enhance the lives of those living with dementia and their care partners. The Community Catalyst Award recognizes remarkable dedication to building community through the arts; generosity of spirit and action; and work towards a world in which creative community brings people together in mutual respect and understanding. Excerpts from Jerry’s award acceptance remarks on November 21, 2024, are included below. For more information, please visit Artz Philadelphia. "I want [...]
The 5-Year Medicaid Lookback Period is a specific provision that is often confusing, but it plays a vital role in determining Medicaid eligibility. Understanding the 5-Year Medicaid Lookback Period The 5-Year Medicaid Lookback Period refers to a five-year timeframe during which Medicaid reviews all financial transactions, asset transfers, and gifts made by an applicant. This period is designed to prevent people from giving away or transferring assets at less than fair market value to qualify for Medicaid benefits. If an applicant has made such transactions within the five-year window prior to applying for Medicaid, penalties may be imposed, potentially delaying [...]
When choosing the right care for an aging family member, the decision can be emotional and overwhelming. One aspect of this process is understanding the rights in New Jersey nursing homes that you and your loved one have as a resident. These rights are enshrined in law to ensure that residents receive the quality of care, respect, privacy, and dignity they deserve. This guide to the rights in New Jersey nursing homes will navigate you through various aspects, empowering you to make well-informed elder care decisions for yourself or a loved one. Quality of Care The foremost priority in any [...]
The 7th Annual Rothkoff Elder Care Symposium was held on Wednesday, October 16, 2024, at Live Casino Hotel in Philadelphia. Over 250 attendees, along with more than 30 exhibitors and speakers, spent a full day learning and sharing ideas on how to improve the services offered to older adults. We thank all the sponsors, exhibitors, attendees, and speakers for making such a great day possible. We want to share the Symposium's opening remarks by Jerry Rothkoff with you. A full recap of the Symposium will be forthcoming. Jerry Rothkoff’s opening Symposium remarks: "Thank you all for taking the time to [...]
Long-term care (LTC) insurance is a vital tool in planning for future healthcare needs, particularly as we age. However, once you have your policy in hand, understanding its provisions and how to utilize them can be complex. This guide will walk you through the key aspects of interpreting your LTC policy and address frequently encountered issues families face when attempting to use these benefits. Understanding Your Long-Term Care Policy Review the Basics: Coverage, Benefits, and Triggers Your LTC policy outlines specific conditions under which it will begin to pay benefits. These conditions, often called "benefit triggers," typically include the inability [...]
