The Intersection of Elder Law in Financial Planning
Learn how elder law in financial planning for seniors enhances financial security for seniors by helping manage assets, income, and expenses.
How to Choose the Right Assisted Living Community
Making the decision to transition a senior loved one into an assisted living community can be a complex and emotional process. Families want to ensure their loved ones are safe, happy, and receiving the support they need while maintaining as much independence as possible. We’ve put together a few tips so you know how to choose the right assisted living community for your loved one’s needs, preferences, and lifestyle. Understanding Assisted Living vs. Long-Term Care Before selecting a community, it’s important to understand the difference between an assisted living community and a long-term care facility. Assisted living communities are designed [...]
Understanding the Differences Between Revocable and Irrevocable Trusts
When planning for the future, it's crucial to understand the tools available to manage your assets, provide for your loved ones, and ensure your wishes are followed. As flexible and powerful estate planning instruments, trusts come in various forms, with revocable and irrevocable trusts being the most common. These trusts serve different purposes and come with distinct advantages and limitations. Introduction to Trusts What is a Trust? Let's start with defining the term. A trust is a fiduciary arrangement where a trustee holds and manages assets on behalf of beneficiaries according to the terms specified by the trustor (the person [...]
The Significance of Advanced Directives in Elder Care Planning
For all of us, preparing for future healthcare needs is important, however, one of the most critical steps in this preparation involves creating advance directives. Advance directives are legal documents that communicate a person's wishes regarding medical care if they cannot communicate those decisions themselves. Advanced directives ensure individuals' healthcare preferences are known and respected, even when they can no longer express their wishes. The Role of Advanced Directives in Elder Care Planning Advanced directives in elder care serve as a voice for individuals when they can no longer speak for themselves due to incapacitating medical conditions or severe health [...]
New Jersey Senior Estate Planning Strategies
Estate planning is a process for seniors who want to assure that their assets are distributed according to their own wishes while, at the same time, minimizing the tax burden on their beneficiaries. In New Jersey, the specifics of state laws and regulations can significantly influence the strategies that seniors should consider. This blog explores key considerations and strategies for New Jersey senior estate planning, tailored to help you navigate the Garden State's unique legal landscape. Understanding New Jersey Estate Taxes and Laws One of the first steps in New Jersey senior estate planning is to understand the state-specific tax [...]
The Legal Challenges of Aging and How Elder Law Can Help
Aging is a natural part of life, but it comes with its own set of legal challenges that can seem daunting to seniors and their families. From securing healthcare and managing financial independence to ensuring wishes are respected through estate planning, the legal challenges of aging are diverse and complex. However, elder law can be a critical resource in navigating these challenges, ensuring seniors can enjoy their later years with peace of mind. Understanding the Legal Challenges of Aging The legal challenges of aging are multifaceted and affect nearly every aspect of a senior's life. Whether it’s ensuring access to [...]
Rothkoff Quarterly: Winter 2025
In this issue: Rothkoff Law Group’s twenty-five years of elder care advocacy; new 2025 numbers for Medicare and Medicaid coverage and VA Aid and Attendance; our new Associate Attorney Jennifer Hruslinski; Jerry Rothkoff’s Artz Philadelphia Community Catalyst award, and more.
State of the Firm
Dear Friend of the Firm: As we come to the end of a meaningful and productive year, we want to thank you for your continued trust in our Elder Care Law Firm. We value our relationship with each of you and look forward to an even better 2025. I want to take a few moments to reflect on the past year and update you on Rothkoff Law Group. Over the past year, we have engaged in the following activities and firm engagement: We added two additional elder care law attorneys this year. In January, we welcomed Ryan Krocker to our [...]
Legal Support for Elder Care and Dementia
Navigating the healthcare system and legal frameworks can be hard for both patients and their families when it involves elder care and dementia. Understanding how elder care law can provide necessary support cannot be overstated. Elder care law plays a pivotal role in assisting individuals with chronic illnesses in managing their healthcare needs and financial affairs and ensuring their quality of life remains at the forefront. Elder Care and Dementia: A Growing Concern As our population ages, the occurrence of chronic conditions such as dementia is on the rise, bringing to light the need for specialized legal advice and support. [...]
Understanding New Jersey Medicare Supplement Plans
Navigating healthcare options as a senior can be complex, especially when considering the costs not covered by Medicare alone. New Jersey Medicare Supplement Plans, commonly known as Medigap, provide essential coverage to fill the gaps left by traditional Medicare. There are a variety of Medigap plans available in New Jersey, which we touch on below to help seniors make informed decisions about their healthcare needs. What are New Jersey Medicare Supplement Plans? New Jersey Medicare Supplement Plans are insurance policies designed to cover expenses like deductibles, medical copays, and coinsurance that Medicare Parts A and B unfortunately do not cover. [...]