In the Spring 2021 edition of the Rothkoff Quarterly Newsletter we cover: The Struggle for a National Agenda on Alzheimer's Disease and Related Dementia, Rothkoff Law Group 2021 Virtual Elder Care Symposium, Expanded Skilled Nursing Facility Medicare Coverage During the COVID-19 Pandemic, and an Update on Rothkoff Law Group's Status.
The American Rescue Plan Act of 2021, commonly known as the COVID Relief Bill, became law on March 11, 2021. The law includes the widely publicized $1,400.00 stimulus checks and expanding vaccine distribution, in addition to increasing access to health insurance, funding for the long-term care community, and continued support for the Elder Justice and Older Americans Acts. For those on Medicaid, the the COVID Relief Bill stimulus check is not income or a resource for Medicaid purposes. The funds may be gifted penalty-free for the first 12 months. After 12 months, it is considered a resource impacting Medicaid eligibility. [...]
Prior to starting my job as the Rothkoff Law Group Pennsylvania Client Services Director, where I work with many clients, including unsupported elders, I had plenty of experience in senior care, but I did not have any experience in the legal field. I was under the assumption that you meet with an elder care law attorney to have your will and powers of attorney prepared. I quickly realized that this could not be further from the truth. Outside of knowing my title, quite honestly, I was unaware of what my daily routine would be and what role I would play [...]
Mary’s mother and sister needed help. Lots of it. The sister, Violet, is developmentally disabled and needs 24-hour care. Janice, their mother, was Violet’s sole caregiver for over 50 years. Mary knew that Janice was becoming increasingly confused, but it seemed like she was still taking great care of Violet. Then, Janice and Violet went for a long walk that ended with them wandering into a local nursing home and Janice asking if they could move in. Alarmed, a manager at the facility called for help. Janice was admitted to the hospital for a psychiatric evaluation, and Janice was placed [...]
When it comes to elder law planning, and when I meet with clients, the focus tends to be heavily centered on finances. When retirement accounts are dwindling due to a spouse’s high nursing home bill or a parent’s complex financial management style has left an adult child overwhelmed and confused, it is easy to become focused on Medicaid as the magic solution. However, Medicaid is just one piece of a much larger puzzle. A few years ago, I worked with the sister caregiver of a client who required long-term care. Due to the brother’s medical diagnoses and young age, his [...]
Over the past year, telehealth insurance coverage has evolved. While telehealth is not a new practice, it has become much more widely utilized since the outbreak of COVID-19. Historically, telehealth was utilized in certain instances, such as for patients who lived in more rural areas with limited access to resources. In regard to telehealth insurance coverage, effective March 2020, Medicare began covering these visits under much broader guidelines and were paid at the same rate as in-person visits. Some of the most common technology platforms include FaceTime, Zoom, Google Hangouts, and Skype. Under the guidelines during the pandemic, the use [...]
In the Winter 2021 edition of the Rothkoff Quarterly Newsletter we cover: A Letter to All of You, Rothkoff Law Group Activities Book, Rothkoff Law Group's Client Appreciation, 2021 Elder Law Numbers, Rothkoff Law Group Receives Elder Law Awards, and an Update on Rothkoff Law Group's Status.
We have had to change the way we do practically everything from attending care conferences, to client meetings, to marketing, and as 2020 comes to a close, I find myself reflecting on the past year working in long-term care planning with both sadness and happiness. The sadness, of course comes from the all of the chaos that the Covid-19 pandemic has caused. Never in my life would I have imagined such a crisis could occur. In March, I remember thinking “This cannot be that bad, right?”, but with each day that passed it became increasingly clear that nothing could be [...]
The holiday season is upon us yet again. It is easy to get caught up in the festivities and forget that if you or a loved one are enrolled in a public benefits program or are planning to apply in the future, it is important to remember that even holiday gifting can impact eligibility. Are you or your spouse receiving Medicaid benefits? Or will you need long-term care in the next five years? If so, a review of five years’ worth of all financial documents is conducted during the application process. They impose a penalty by delaying eligibility for benefits [...]
Let's look at what we can be helping seniors stay connected during the pandemic surge. I think I was more upset about my father having Thanksgiving alone than he. My small family is scattered across the states, and it was not safe for us to be together. While I worry about my dad living solo, he sees friends, can handle facetime without tech support, and is the master of the pithy text. Not all seniors are faring as well. Physical and mental limitations cause many of our nation’s seniors to live in isolation. The pandemic has only exacerbated the problem. [...]
