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So far Rothkoff Law Group has created 63 blog entries.

Understanding New Jersey Medicare Supplement Plans

Navigating healthcare options as a senior can be complex, especially when considering the costs not covered by Medicare alone. New Jersey Medicare Supplement Plans, commonly known as Medigap, provide essential coverage to fill the gaps left by traditional Medicare. There are a variety of Medigap plans available in New Jersey, which we touch on below to help seniors make informed decisions about their healthcare needs. What are New Jersey Medicare Supplement Plans? New Jersey Medicare Supplement Plans are insurance policies designed to cover expenses like deductibles, medical copays, and coinsurance that Medicare Parts A and B unfortunately do not cover. [...]

2024-12-19T09:00:57-05:00December 19, 2024|

Understanding Pennsylvania Medicare Supplement Plans

As seniors consider their healthcare options, it is important to keep in mind the coverage gaps left by Medicare. Pennsylvania Medicare Supplement Plans, which are also known as Medigap, offer an essential solution to fill these gaps, providing coverage for expenses not covered by traditional Medicare. This blog provides an overview of the Medigap plans available in Pennsylvania, helping seniors choose the best option for additional coverage. What Are Pennsylvania Medicare Supplement Plans? Pennsylvania Medicare Supplement Plans are private health insurance policies designed to supplement original Medicare (Parts A and B). These plans help cover some of the healthcare costs [...]

2024-12-06T11:39:10-05:00December 12, 2024|

Jerry Rothkoff Receives the Artz Philadelphia Community Catalyst Award

On November 21, 2024, Jerry Rothkoff was honored to receive the Artz Philadelphia Community Catalyst Award in recognition of his service to the Artz Philadelphia Board and the Philadelphia area community to help enhance the lives of those living with dementia and their care partners. The Community Catalyst Award recognizes remarkable dedication to building community through the arts; generosity of spirit and action; and work towards a world in which creative community brings people together in mutual respect and understanding.   Excerpts from Jerry’s award acceptance remarks on November 21, 2024, are included below. For more information, please visit Artz Philadelphia. "I want [...]

2024-12-02T10:07:24-05:00December 2, 2024|

What is the 5-Year Medicaid Lookback Period?

The 5-Year Medicaid Lookback Period is a specific provision that is often confusing, but it plays a vital role in determining Medicaid eligibility. Understanding the 5-Year Medicaid Lookback Period The 5-Year Medicaid Lookback Period refers to a five-year timeframe during which Medicaid reviews all financial transactions, asset transfers, and gifts made by an applicant. This period is designed to prevent people from giving away or transferring assets at less than fair market value to qualify for Medicaid benefits. If an applicant has made such transactions within the five-year window prior to applying for Medicaid, penalties may be imposed, potentially delaying [...]

2024-11-27T13:39:49-05:00November 28, 2024|

Understanding Your Rights in New Jersey Nursing Homes

When choosing the right care for an aging family member, the decision can be emotional and overwhelming. One aspect of this process is understanding the rights in New Jersey nursing homes that you and your loved one have as a resident. These rights are enshrined in law to ensure that residents receive the quality of care, respect, privacy, and dignity they deserve. This guide to the rights in New Jersey nursing homes will navigate you through various aspects, empowering you to make well-informed decisions for yourself or a loved one. Quality of Care The foremost priority in any nursing home [...]

2024-11-07T10:07:41-05:00November 14, 2024|

7th Annual Rothkoff Law Elder Care Symposium Update

The 7th Annual Rothkoff Elder Care Symposium was held on Wednesday, October 16, 2024, at Live Casino Hotel in Philadelphia. Over 250 attendees, along with more than 30 exhibitors and speakers, spent a full day learning and sharing ideas on how to improve the services offered to older adults. We thank all the sponsors, exhibitors, attendees, and speakers for making such a great day possible. We want to share the Symposium's opening remarks by Jerry Rothkoff with you. A full recap of the Symposium will be forthcoming. Jerry Rothkoff’s opening Symposium remarks: "Thank you all for taking the time to [...]

2024-10-23T17:27:12-04:00October 31, 2024|

How to Interpret Your Long-Term Care Policy and Address Common Shortcomings

Long-term care (LTC) insurance is a vital tool in planning for future healthcare needs, particularly as we age. However, once you have your policy in hand, understanding its provisions and how to utilize them can be complex. This guide will walk you through the key aspects of interpreting your LTC policy and address frequently encountered issues families face when attempting to use these benefits. Understanding Your Long-Term Care Policy Review the Basics: Coverage, Benefits, and Triggers Your LTC policy outlines specific conditions under which it will begin to pay benefits. These conditions, often called "benefit triggers," typically include the inability [...]

2024-10-28T13:02:32-04:00October 25, 2024|

Understanding Your Rights in Pennsylvania Nursing Homes

The search for appropriate long-term care for yourself or a loved one can be fraught with concerns and questions. Among the most important aspects to understand are the rights in Pennsylvania nursing homes. Knowing these rights ensures that residents receive the quality of care, dignity, privacy, and respect they deserve. This piece aims to guide you through understanding the rights in Pennsylvania nursing homes, helping you make informed decisions that prioritize the well-being and security of those you care about. Quality of Care Residents of nursing homes in Pennsylvania have the right to receive appropriate and consistent medical care, nourishment, [...]

2024-10-23T17:18:01-04:00October 24, 2024|

The Importance of a Power of Attorney in Health Care Decisions

Understanding the importance of a Power of Attorney (POA), how it works, and why it's a critical component of elder care planning is essential for anyone looking to secure their health care wishes and relieve the burden on their loved ones during difficult times. What is a Power of Attorney? A Power of Attorney is a legal document that grants authority to an appointed person to make healthcare decisions on behalf of the grantor, should they become incapacitated or unable to make decisions for themselves. This includes decisions on medical treatments, surgical procedures, artificial nutrition, and other health care measures. [...]

2024-10-16T08:28:02-04:00October 17, 2024|

Pets in Elder Care Planning: Ensuring Your Furry Friends Are Cared For

As we age, planning for the future becomes increasingly important, not just for ourselves but also for the beloved pets that enrich our lives. Considering your pets in elder care planning is an aspect of estate and future care planning that often goes overlooked. By incorporating strategies for including pets in elder care planning, pet owners can ensure their furry friends are well cared for in the event of the owner's incapacity or death. This blog explores practical steps and considerations for such planning, offering peace of mind to pet owners and ensuring the well-being of their pets. The Importance [...]

2024-10-08T16:48:15-04:00October 10, 2024|
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