News
A Social Worker’s Perspective on How To Make Elder Care Decisions
Making elder care decisions is one of the most emotionally complex challenges families face. From safety concerns to questions about independence and hospice care, there is rarely a perfect answer.
2026 Medicaid Asset Limits in Pennsylvania and New Jersey: What’s Changing and What It Means for You
In 2026, Medicaid income limits in Pennsylvania and New Jersey have increased slightly due to federal cost of living updates, but asset limits remain strict. The differences between Pennsylvania and New Jersey Medicaid rules lie in how each state treats assets and procedural eligibility. Early, strategic Medicaid planning with elder care specialists like Rothkoff Law Group can ensure not just eligibility but financial security for the person entering care and the spouse who remains at home. Planning for long-term care is rarely simple, and Medicaid eligibility rules are one of the biggest sources of confusion for families navigating elder care. [...]
What a 1970s Nonsense Song Can Teach Us About Dementia, Aging, and Human Connection
People love Celentano’s song not because it communicates ideas, but because it communicates feeling. It proves something important: Understanding words is not the same as understanding people. In dementia care, this lesson is critical.
Assisted Living Facility Costs as Tax Deductions
Since it’s tax season once again, many caregivers of our clients who are residents of an assisted living facility inquire about the tax deductibility of assisted living costs. The IRS provides rules for deducting certain qualified long-term care costs as medical expenses. Normally, the costs of nursing home care should be deductible, but the status of Assisted Living Facility (ALF) costs has not been as clear.
The Five Movements of the Human Body and What They Reveal About Aging, Loss, and Long-Term Care
As you may know, before law school, after I landed in Philadelphia, I made my living as a personal fitness trainer. My career in fitness began many years earlier – until my freshman year in college, I never really exercised. That all changed when a girl I was dating broke my heart. I was so despondent I couldn’t sleep, couldn’t eat. I just sat in my dorm room. One lonely afternoon, I did some pushups. Then some air squats Then some jumping jacks. That moment catalyzed my interest. The next summer, I became a certified personal trainer and worked in [...]
State of the Firm
As we come to the end of a meaningful and productive year, we want to thank you for your continued trust in our Elder Care Law Firm. We value our relationship with each of you, and we look forward to an even better 2026. I would like to take a few moments to reflect on the past year and update you on Rothkoff Law Group.
Paying for Memory Care: Medicaid Planning for Dementia Patients in PA & NJ
When a loved one is diagnosed with dementia, families in the Philadelphia metro area are suddenly faced with more than medical and emotional decisions. The financial reality of long-term memory care can be overwhelming. Memory care facilities often cost between $8,000 and $12,000 per month, expenses that can quickly drain savings built over a lifetime. Medicaid can play an important role in covering these costs, but many families are caught off guard by a critical detail: Pennsylvania and New Jersey handle Medicaid coverage for memory care very differently. What may be covered on one side of the Delaware River may [...]
Coordinating Veterans’ Benefits with Medicaid: A Comprehensive Guide for Families
Families caring for aging veterans face a unique challenge: navigating both veterans benefits and Medicaid for long-term care. Each program has its own rules, but using them together can save money and improve care options. At Rothkoff Law, we’ve helped hundreds of veteran families through this process. With the right plan, families can preserve assets while securing quality care—but small mistakes can cost tens of thousands of dollars. This guide explains key benefits, major differences, and planning strategies to help you make the most of both programs. Understanding Veterans Benefits for Long-Term Care Aid & Attendance (A&A) Benefits: What They [...]
8th Annual Rothkoff Law Elder Care Symposium
Attendees gathered at the 8th Annual Rothkoff Law Elder Care Symposium for a day of learning, insights, and community connection.
When Families Don’t Agree: Planning for a Loved One’s Care
When families clash over planning for a loved one’s care, clarity and preparation can help you create harmony and honor their wishes with confidence.
What Is A Medicaid-Compliant Annuity?
A Medicaid-compliant annuity can help protect assets while qualifying for long-term care benefits. Learn how it works and how it may reduce Medicaid penalties.
Five Tips for Choosing a Continuing Care Retirement Community
Get expert tips to confidently choose a Continuing Care Retirement Community that fits your lifestyle, care needs, and budget.
What Is VA Aid & Attendance? You Might Be Missing Out on This Benefit
This benefit helps veterans and surviving spouses pay for long-term care. Find out if you’re eligible and how to apply.
Can You Deduct Assisted Living Costs as Medical Expenses
Learn how to legally deduct assisted living costs as medical expenses. Understand IRS rules, eligibility requirements, and more.
How to Approach Someone with Dementia
How to approach someone with dementia using calm, respectful techniques that support safety and dignity in every interaction.